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54207 New York 30, Roxbury, NY, 12474

7beds
4baths
2,600sqft
$475,000
$183price/sqft
$3,606/moest. monthly cost
$144,240/yrincome needed

About This Home

Multi family investment property with two houses being sold, in the picturesque town of Roxbury. Opportunity knocks in the village of with this multi-family property with two different homes with three different rental units on the property. The home in the back is a 3 BR/1Bath with kitchen, living room, and dining area. This house has a large back yard and borders the stream and private. The front house has a 4br/2bath house with a living room, large kitchen and laundry area and new roof. It is spacious and has a large kitchen. Off of the kitchen across a hallway is a separate unit with a small studio apartment. The entire property is walking distance to town yet is private and can be used as is for a multifamily investment or air b n b or both.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Roxbury Central SchoolGrades PK-120.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block,Slab
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Washer/Dryer,Refrigerator,Gas Oven
  • Laundry features: In Basement,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 600
  • Finished area above ground: 3,200

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 157.312
  • Zoning: 281

Features

  • Levels: Bi-Level
  • On waterfront: Yes
  • Waterbody name: stream

Lot

  • Lot size: 88,350 Acres
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$226$2,712
Property Taxes $550$6,600
Electricity $429$5,156
Total$3,606$43,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,634/yr
40% on housing$108,180/yr
45% on housing$96,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 12474$178
Delaware County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 12474
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$475,000

For Sale by Agent

AgentSamantha Clark
BrokerageKeller Williams Realty HV Nort

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