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1 Cross Street #442, Scarborough, ME, 04074

2beds
2baths
1,010sqft
$620,000
$614price/sqft
$4,036/moest. monthly cost
$161,440/yrincome needed

About This Home

**Ready to move-in | Ask about available Builder incentives** Welcome to The Downs newest residences-Cross Street Condominiums. Choose from 1, 2 & 3 bedroom units, stylishly finished spaces with the fine touches you would choose in a custom home. Gather with friends & neighbors for a cocktail on the 4th floor roof top deck & lounge, maximize work production & collaborate with others in the 1st floor coworking space. The Club room offers a space to host large gatherings, partake in activities like shuffleboard & pool or relax in the lounge & watch the latest game or performance while looking over the courtyard. Cross Street Condos offers the perfect home for every lifestyle. ''The Northfield'' is an thoughtfully designed two-bedroom, two-bath home that maximizes both space and convenience. Inside the open-concept kitchen there is an abundance of storage, including a large pantry cabinet, generous counter space, and an inviting island--perfect for gathering with friends while preparing meals. Additional in-unit amenities include a laundry area, a spacious full bath with a linen closet, and a large bedroom with ensuite bathroom. The Northfield merges contemporary conveniences with thoughtful design, creating the perfect sanctuary within the community's core. Spread across 577 pristine acres, The Downs is the perfect community for you or your family, a lively place to socialize, a vibrant place to grow your business, or all the above ...welcome home. Garages and Storage units are available for an additional fee. The Downs is more than just a destination, it's a place where you can aspire to live the life you've always dreamed of but never thought you'd find. A place where you can plant your roots and then branch out to laugh it up, pump it up, build it up, to simply...Live it Up at The Downs.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
Wentworth SchoolGrades 3-50.8 mi
9/10
9/10
Scarborough High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Wood Frame,Fiber Cement,Metal Clad

Type & Style

  • Home type: Condo
  • Architectural style: Garden,High Rise,Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • 1st Floor Primary Bedroom w/Bath,Elevator,One-Floor Living,Shower,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Laminate,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,010

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Level Entry

Details

  • Attached to another structure: Yes
  • Zoning: 39

Lot

  • Lot size: 2.95 Acres
  • Features: City Lot,Near Turnpike/Interstate,Neighborhood,Level,Open Lot,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: Common,21+ Spaces,On Site,Paved,Off Street,On Street,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hail
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance $136$1,632
Property Taxes $521$6,252
Electricity $244$2,930
Total$4,036$48,432

Income You'd Need if You Spent...

35% on housing$138,377/yr
40% on housing$121,080/yr
45% on housing$107,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 04074$354
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04074$354
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$620,000

New Construction

AgentCarrie Scoville and Amy Foley
BrokerageSignature Homes Real Estate Group, LLC

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