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375 Ridge Brook Dr, Morganton, GA, 30560

3beds
4baths
3,085sqft
$959,900
$311price/sqft
$5,813/moest. monthly cost
$232,520/yrincome needed

About This Home

Drive through the scenic north Georgia country and come home to your own personal NEW CONSTRUCTION palace w/ MOUNTAIN VIEW in Ridge Brook Country Estates. Only MINUTES away from Blue Ridge and Blairsville, GA. Easily arrive and park in the wide, level parking area. Through the front door, enter into an inviting space that beholds all of the best features of a newly constructed home. MAIN LEVEL LIVING made possible with the primary bedroom, kitchen, living and laundry rooms all on the first floor! Prepare the best dishes in the finished kitchen complete with stainless steel appliances and custom built cabinetry for all of your kitchenware storage needs. Socialize and dine around the thoughtfully designed kitchen island or around a table in the adjacent dining nook. Recline and relax in the open living room graced with natural sunlight and convenient access to the covered back deck for outdoor enjoyment. Enjoy the warmth of a fire in the gas-stubbed floor to ceiling fireplace. Upstairs offers a pleasant bedroom space and full bathroom for guests. Additionally an open loft offers space for a home office or leisurely activities. Sliding barn doors allow for enhanced loft privacy when desired. Wander down to the lower level to find the ultimate space for entertaining. Set the mood with the customizable electric fireplace and tune in to your favorite shows and teams in the dedicated TV box. Always have refreshments on hand in the dual counter wet bar complete with mini-fridge and floating shelves. Further down the hall find another full bathroom and bedroom with walkout access to the lower level deck. At the end of the day retire to the comfort of the main level primary suite with MOUNTAIN VIEW. Unwind in the luxury of the custom finished bathroom offering a freestanding bathtub for bathing or under the overhead rain shower head. Continue to feel at ease as you exit out onto the HEATED TILE FLOOR. The mountain life is waiting for you here at Ridge Brook Country Estates.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-129.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle,Metal
  • Construction materials: Frame,Wood Siding,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Contemporary,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Microwave,Dishwasher,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Loft,High Speed Internet
  • Window features: Vinyl
  • Flooring: Tile,Luxury Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Ventless,Outside,Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,085
  • Total interior livable area: 3,085 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0012 040B3

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Deck,Covered
  • Has view: Yes
  • View description: Mountain(s),Long Range,Trees/Woods
  • Frontage type: Road
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 1.64 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Landslide
Strong Wind
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,853$58,236
Home Insurance *$342$4,104
Property Taxes $319$3,828
Electricity $299$3,596
Total$5,813$69,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,302/yr
40% on housing$174,390/yr
45% on housing$155,013/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 30560$273
Fannin County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 30560
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$979,900

New Construction

AgentGarrett Frank
BrokeragePremier Mountain Realty of North Carolina

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