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85 Ridgehaven Dr, Waynesville, NC, 28786

4beds
2baths
1,764sqft
$414,990
$235price/sqft
$2,639/moest. monthly cost
$105,560/yrincome needed

About This Home

Valleywood Farms is conveniently located less than two miles from downtown Waynesville. Open concept, new construction home with included 10 yr home warranty! This plan includes kitchen with white shaker cabinets, beautiful countertops and tile backsplash. Revwood flooring throughout the main level and carpet in the bedrooms. One level living offers convenience, and four bedrooms leaves room to fit all your needs! *Home features are subject to change without notice. Internet service not included. Sq footages are approximate*

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Junaluska ElementaryGrades K-51.1 mi
4/10
Waynesville MiddleGrades 6-81.8 mi
7/10
Tuscola HighGrades 9-122.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Vinyl

Other

  • Builder model: Cali M
  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Features: Garden Tub
  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 113.63
  • Dimensions: 10' 4" X 11' 0"

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 113.63
  • Dimensions: 10' 4" X 11' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 113.7864
  • Dimensions: 10' 11" X 10' 5"

Family Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 246.2564
  • Dimensions: 15' 1" X 16' 4"

Features

  • Breakfast Bar,Soaking Tub,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Fireplace features: Family Room,Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,764

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main
  • Area: 155.5875
  • Dimensions: 13' 10" X 11' 3"

Laundry

  • Level: Main

Other

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 129.3036
  • Dimensions: 11' 1" X 11' 8"

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main
  • Area: 180
  • Dimensions: 12' 0" X 15' 0"

Property

Details

  • Parcel number: 8615985145
  • Zoning: RC-ND
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.17 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$158$1,896
Property Taxes $183$2,196
Electricity $200$2,405
Total$2,639$31,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,480/yr
40% on housing$79,170/yr
45% on housing$70,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28786$220
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28786$230
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$432,990
2026-05-05Price change$435,990
2026-04-05Price change$436,990
2026-04-04Price change$437,990
2026-04-03Listed for sale$436,990

New Construction Spec

AgentMike Saykin
BrokerageDR Horton Inc

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