See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

285 Adventure Rd, Guntersville, AL, 35976

2beds
2baths
1,200sqft
$550,000
$458price/sqft
$3,600/moest. monthly cost
$144,000/yrincome needed

About This Home

1200 SQ FT CUSTOM BUILT HOME WITH 600 SQ FT GARAGE SPRAY FOAM INSULATION ENTIRE HOUSE IS TONGUE AND GROOVE (WALLS AND CEILINGS) NATURAL GAS FIREPLACE, STOVE, TANKLESS HOT WATER HEATER AND HOOK UP ON BACK PORCH FOR GRILL. LARGE CONCRETE DRIVEWAY WITH PLENTY OF PARKING COMES COMPLETELY FURNISHED WITH NEW APPLIANCES AND FURNITURE. 100' OF WATERFRONT WITH 30' DOCK AND HAS BEEN APPROVED FOR BOAT HOUSE. SECURITY SYSTEM 12X12 CONCRETE PAD HAS BEEN POURED FOR FUTURE STORAGE BUILDING. CONSTRUCTION COMPLETED IN FEBRUARY 2026 CAN'T GET VIDEO TO DOWNLOAD, IF INTERESTED TEXT AND I CAN TEXT IT.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$442$5,304
Property Taxes $137$1,644
Electricity $240$2,881
Total$3,600$43,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,428/yr
40% on housing$108,000/yr
45% on housing$96,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$237
Marshall County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$499,000
2026-04-28Price change$550,000
2026-04-22Price change$599,000
2026-04-03Listed for sale$629,000

For Sale by Owner

AgentProperty Owner

Similar Homes