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6834 E 103rd Ln, Winfield, IN, 46307

4beds
3baths
2,340sqft
$407,610
$174price/sqft
$2,758/moest. monthly cost
$110,320/yrincome needed

About This Home

Under Construction, Fall Completion. Welcome to the Onyx, a beautifully designed two-story home in sought-after Winfield, located within the highly rated Crown Point School District. Offering 4 bedrooms, 2.5 baths, and a full unfinished basement, this home delivers the perfect balance of space, style, and future potential. Step inside to 9' ceilings and an open-concept layout designed for both everyday living and effortless entertaining. Just off the foyer, a main-level bedroom provides the ideal setup for guests or a home office, along with a convenient powder room. The heart of the home features a spacious great room that flows seamlessly into a chef-inspired kitchen with a 7' island, quartz countertops, and a large walk-in pantry--designed for both function and gathering. A mudroom off the garage adds everyday convenience. Upstairs, the primary suite offers a private retreat with a walk-in closet and en-suite bath featuring a 5' shower, dual sinks, and quartz countertops. A versatile loft creates the perfect second living space, playroom, or office. Two additional bedrooms, a full bath, and a second-floor laundry room complete the upper level. Stylish finishes include luxury vinyl plank flooring in all wet areas and quartz countertops in the kitchen and baths. The full basement offers endless possibilities, future rec room, home gym, or additional living space--ready to fit your lifestyle. Located just minutes from Crown Point Square, parks, shopping, dining, and I-65, this home combines convenience with modern comfort. Still time to personalize your interior selections! Ask about special builder financing and current promotions. Photos shown are of the model home featuring the same floor plan; finishes may vary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
10/10
Crown Point High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedroom2

  • Area: 129.6
  • Dimensions: 10.8 x 12.0

Bedroom3

  • Area: 147.4
  • Dimensions: 13.4 x 11.0

Bedroom4

  • Area: 111.15
  • Dimensions: 11.7 x 9.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Breakfast Room

  • Area: 123.9
  • Dimensions: 10.5 x 11.8

Features

  • Double Vanity,Walk-In Closet(s),Stone Counters,Pantry,Open Floorplan,Kitchen Island,Entrance Foyer
  • Finished area above ground: 2,340

Great Room

  • Area: 205.32
  • Dimensions: 17.4 x 11.8

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Kitchen

  • Area: 125.85
  • Dimensions: 9.6 x 13.11

Laundry

  • Area: 48
  • Dimensions: 6.0 x 8.0

Loft

  • Area: 233.84
  • Dimensions: 15.8 x 14.8

Primary Bedroom

  • Area: 240
  • Dimensions: 20.0 x 12.0

Property

Details

  • Parcel number: Tbd
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,001 sqft
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,061$24,732
Home Insurance *$168$2,016
Property Taxes $315$3,780
Electricity $214$2,574
Total$2,758$33,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,560/yr
40% on housing$82,740/yr
45% on housing$73,546/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 46307$168
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46307$175
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$400,650

New Construction

AgentAmy Blanton
BrokerageBetter Homes and Gardens Real

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