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2510 N Koster St, Garden City, KS, 67846

2beds
3baths
1,286sqft
$300,000
$233price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

Beautiful townhome w/no HOA. Open floor plan. All main floor living with half finished full basement. Move in ready. 2 Car garage. Kitchen appliances remain. Sprinkler system and fully fenced backyard. Air conditioner new 2022. H20 heater 2022. Flooring Other Comment: Lifetime Vinyl floor.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
9/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Partially Finished

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Eat-in Kitchen
  • Window features: Blinds,Screens
  • Flooring: Carpet,Ceramic Tile,Hardwood,Other
  • Finished area below ground: 1,286
  • Finished area above ground: 1,286

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,286 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Basement

Property

Details

  • Parcel number: 2730801001030
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard
  • Fencing: Wood

Lot

  • Lot size: 9,147 sqft
  • Features: Sprinklers In Rear,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Garage,Golf Cart Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$333$3,996
Property Taxes $340$4,080
Electricity $161$1,935
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$150
Finney County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$340,000

For Sale by Agent

AgentTamara R. Hunter
BrokerageHeritage Realty Co

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