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106 75th St #4, Ocean City, MD, 21842

4beds
3baths
2,600sqft
$900,000
$346price/sqft
$5,639/moest. monthly cost
$225,560/yrincome needed

About This Home

FULLY FURNISHED UNIT - 100% TURNKEY EVERYTHING INCLUDED - Welcome to Bayside 75, where luxury meets the laid-back rhythm of coastal living in the heart of Ocean City. This exclusive 14-residence townhome enclave offers a rare opportunity to own a brand-new, fully furnished, professionally designed retreat in one of Midtown’s most sought-after neighborhoods. From the moment you arrive, this stunning three-level, 4-bedroom, 4-bathroom townhome delivers style, comfort, and effortless beachside living at every turn. A charming covered front porch welcomes you in, setting the tone for the inviting interior. Upstairs, the main living area is an absolute showstopper. Sun-drenched and spacious, the open-concept design is perfectly suited for both entertaining and everyday relaxation. The expansive living room opens to a private balcony, ideal for enjoying the coastal breeze after a day at the beach. The living area flows seamlessly into a generous dining area, creating a natural gathering space. The designer kitchen is equally impressive, featuring crisp white cabinetry, a stylish tile backsplash, recessed lighting, and eye-catching pendant lights over the breakfast bar. Also on this level, a well-appointed bedroom and a full hall bath provide flexibility for guests or convenient main-level living. The top floor continues to impress with a luxurious primary suite offering its own private balcony, a walk-in closet, and a beautifully finished ensuite bath. Two additional bedrooms, each with ceiling fans, are complemented by a well-appointed hall bath, while a convenient laundry area adds everyday ease. Throughout the home, custom closet organization systems maximize storage, and rich, warm-toned luxury vinyl plank flooring creates a cohesive and elevated feel. Additional highlights include a covered carport, a true bonus at the beach, perfect for protecting your vehicle while also offering a versatile space for storage, rainy-day activities, or casual outdoor gatherings. Even better, this home is being sold fully furnished with professionally curated interiors, providing true turnkey convenience so you can begin enjoying it immediately. Whether you're seeking a full-time residence, the perfect vacation getaway, or a high-performing investment property, this home checks every box. Ideally located in Midtown Ocean City, you’ll enjoy easy access to quieter beaches, popular local attractions, and some of the area’s best dining. For boating enthusiasts, a public boat launch just steps away at the end of the street makes getting out on the water effortless. This is coastal living at its finest, stylish, turnkey, and perfectly positioned. Bayside 75 is more than a home… it’s a lifestyle.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

10/10
10/10
7/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle,Pitched
  • Construction materials: Blown-In Insulation,Frame,Stick Built,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Coastal,Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Freezer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Dispenser,Water Heater,Electric Water Heater
  • Laundry features: Upper Level

Bedroom1

  • Features: Flooring - Luxury Vinyl Plank,Window Treatments
  • Level: Main
  • Area: 126
  • Dimensions: 9 X 14

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank,Window Treatments
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedroom4

  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank,Window Treatments
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Open Floorplan,Kitchen - Gourmet,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dry Wall,High Ceilings
  • Door features: Atrium,Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient,Screens,Vinyl Clad,Window Treatments
  • Flooring: Luxury Vinyl
  • Finished area above ground: 2,600

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Lower
  • Area: 28
  • Dimensions: 4 X 7

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Breakfast Bar,Countertop(s) - Quartz,Kitchen - Electric Cooking
  • Level: Main
  • Area: 110
  • Dimensions: 10 X 11

Living Room

  • Features: Flooring - Luxury Vinyl Plank,Balcony Access
  • Level: Main
  • Area: 340
  • Dimensions: 17 X 20

Primary Bedroom

  • Features: Attached Bathroom,Built-in Features,Ceiling Fan(s),Flooring - Luxury Vinyl Plank,Walk-In Closet(s),Window Treatments
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: LC-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks,Street Lights,Balcony

Parking

  • Total spaces: 3
  • Parking features: Under Home Parking,Attached Carport,Parking Lot
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$211$2,532
Property Taxes $547$6,564
Electricity $331$3,975
Total$5,639$67,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,337/yr
40% on housing$169,170/yr
45% on housing$150,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 21842$302
Worcester County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 21842
Worcester County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$900,000

New Construction

AgentPhillip Knight
BrokerageNorthrop Realty

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