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4314 Tulane St, Charlotte, NC, 28205

5beds
5baths
4,147sqft
$1,295,000
$312price/sqft
$8,013/moest. monthly cost
$320,520/yrincome needed

About This Home

Rare opportunity to own the LOWEST-PRICED new construction home over 4,100 sqft within 10 miles of Uptown Charlotte. This home delivers true luxury at a price point that’s becoming increasingly hard to find this close to the city. For buyers focused on value, location, and long-term upside, Oakhurst continues to stand out as one of Charlotte’s most promising neighborhoods, offering close-in convenience with strong future appreciation potential as redevelopment continues to accelerate. Just minutes from Uptown, Cotswold, and Plaza Midwood, this location is ideal for families who want quick access to Charlotte’s top private schools, daily commuting ease, and the ability to enjoy the city’s energy without paying legacy neighborhood premiums. Even better, you can walk to nearby restaurants, coffee shops, shopping, and a community garden making everyday life both convenient and connected. This home has a bright, open-concept layout designed for modern family living. The gourmet kitchen is the centerpiece, complete with an oversized island, walk in pantry, and custom cabinetry, all flowing seamlessly into the main living and dining areas—perfect for entertaining. The spacious primary suite offers a private retreat with a spa-like bath, freestanding tub, and glass-enclosed shower. Generous secondary bedrooms, flexible office or guest spaces, and laundry rooms on both levels provide functionality for busy households, while a large bonus/loft area creates the perfect space for a playroom or media room. High-end finishes include wide-plank flooring, designer lighting, and abundant natural light throughout. Covered front and rear porches extend the living space outdoors, overlooking a private backyard ready to be customized. For buyers seeking luxury, space, and smart value in an up-and-coming area, this home checks every box—offering a chance to get into a high-growth neighborhood early while enjoying a level of quality and square footage that would command a significantly higher price closer to the city core.

Getting Around

48
WalkingCar-Dependent
42
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

3/10
Oakhurst STEAM AcademyGrades K-50.2 mi
7/10
Eastway MiddleGrades 6-80.9 mi
1/10
Garinger High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Exhaust Fan,Exhaust Hood,Gas Cooktop,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Utility Room,Inside,Main Level,Multiple Locations,Upper Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Attic Other,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile
  • Fireplace features: Gas Log,Living Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 4,147

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,147
  • Total interior livable area: 4,147 sqft

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 16104106
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch
  • Fencing: Back Yard,Fenced,Privacy,Wood

Lot

  • Lot size: 0.21 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$335$4,020
Property Taxes $744$8,928
Electricity $386$4,635
Total$8,013$96,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,731/yr
40% on housing$240,390/yr
45% on housing$213,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$282
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$1,450,000
2026-04-04Listed for sale$1,550,000

New Construction

AgentCullen McNulty
BrokerageMcNulty Realty LLC

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