4 Harbor Point #H-41, Pt Isabel, TX, 78578
About This Home
Experience the best of coastal living in this stunning waterfront 3/2/1 townhome offering both serene water views and lush golf course scenery. Enjoy breathtaking sunset views right from the back porch. This property is a boater's dream, featuring a private boat slip and boat lift for easy access to the water. Whether you're heading out for a day on the bay or enjoying a peaceful paddle, bring your kayaks and embrace the lifestyle. Inside, you'll find a comfortable and inviting layout designed for both relaxation and entertaining. Located just 15 minutes from the beach, you get the perfect balance of tranquility and convenience. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this townhome offers it all—waterfront living, golf course views, and unbeatable sunsets.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Washer,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- None,High Speed Internet
- Flooring: Hardwood,Tile
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,790
- Total interior livable area: 1,790 sqft
Master Bathroom
- Features: Separate Shower
Property
Features
- Levels: Two
- Pool features: None
- Patio & porch: Covered
- Exterior features: Balcony,Boat Lift
- Fencing: None
- On waterfront: Yes
Lot
- Lot size: 0.34 Acres
- Features: Curb & Gutter
Parking
- Total spaces: 1
- Parking features: Garage,Attached,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Coastal Flooding
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $472 | $5,664 |
| Electricity | $238 | $2,859 |
| Total | $2,989 | $35,868 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Listed for sale | $420,000 |
View on Zillow