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26442 SW 148th Ct #26442, Homestead, FL, 33032

4beds
3baths
1,872sqft
$495,000
$264price/sqft
$3,390/moest. monthly cost
$135,600/yrincome needed

About This Home

Stunning newer construction townhouse built in 2023, featuring 4 bedrooms and 2.5 bathrooms with a bright and open floor plan. Located in the sought-after Harmony Parc community, this home offers modern finishes, spacious living areas, and plenty of natural light. Perfect for comfortable living or investment, with flexible rental options (up to 12 times per year). Enjoy a convenient location close to major roads, shopping, dining, and top-rated schools. Don’t miss this opportunity!

Getting Around

39
WalkingCar-Dependent
42
TransitSome Transit
53
BikeBikeable

Schools

4/10
Redland Elementary SchoolGrades PK-51.8 mi
5/10
Redland Middle SchoolGrades 6-81.7 mi
3/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2023

Materials

  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: High Impact Doors
  • Flooring: Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,872 sqft

Property

Details

  • Parcel number: 3069330341110
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Patio
  • Exterior features: Exterior Cat Walk,None
  • Has view: Yes
  • View description: Other,None

Parking

  • Total spaces: 1
  • Parking features: Additional Spaces Available,Detached,Limited # Of Vehicle,No Rv/Boats,No Trucks/Trailers
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$357$4,284
Property Taxes $334$4,008
Electricity $197$2,366
Total$3,390$40,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,228/yr
40% on housing$101,700/yr
45% on housing$90,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 33032$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33032$279
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$495,000

New Construction

AgentLiliana Lopez
BrokerageKeller Williams Realty International Lifestyles

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