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2030 James Ave N, Minneapolis, MN, 55411

3beds
2baths
2,164sqft
$162,000
$75price/sqft
$1,322/moest. monthly cost
$52,880/yrincome needed

About This Home

Down payment assistance possible! 60% ami income or less needed to qualify. Inquire to see if you qualify. Newly constructed, Affordable, and Sustainable elegance! 3 bedrooms, 2 bathrooms, 1 car garage. All funds are contingent on availability and eligibility. Buyers must have a maximum household income under 60 % AMI based on family size, qualify for the Minneapolis Homes Program, and owner-occupy the home. This is a Landtrust.

Getting Around

69
WalkingSomewhat Walkable
54
TransitGood Transit
70
BikeVery Bikeable

Schools

--
3/10
Henry Senior High SchoolGrades 9-122.3 mi
1/10
Olson Middle SchoolGrades 6-83.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Drainage System,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,443

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,164
  • Total interior livable area: 2,164 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: tbd
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 721

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 45 x 125

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$173$2,076
Property Taxes $148$1,776
Electricity $182$2,190
Total$1,322$15,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,325/yr
40% on housing$39,660/yr
45% on housing$35,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 55411$108
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55411$150
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$162,000
2025-12-22Listing removed$162,000
2025-12-16Listed for sale$162,000

New Construction

AgentJason P Stockwell
BrokerageeXp Realty

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