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46019 State Highway 47 #46, Isle, MN, 56342

1beds
1baths
400sqft
$69,900
$175price/sqft
$618/moest. monthly cost
$24,720/yrincome needed

About This Home

Beautiful lot #46 at Breakers Sunset Bay Resort in Isle on Lake Mille Lacs! This is a gated park. Lot includes a 1 bed 1 bath 2013 Innsbruck by Gulf Stream 339DLS trailer with double slides for a spacious feel. It features large living area with cozy electric fireplace, entertainment center, kitchen with breakfast bar and dining area with plenty of storage. The lot has electric, water, septic & free WiFi, optional is cable TV & phone. No Maintenance! Just come up & enjoy swimming on the sandy beach, fishing and boating! Not to mention awesome sunsets! Trailer sits on 30x40 lot that you own, there is an awning and central A/C. Boat slips avail for a separate fee. The park has a lodge, laundry & playground on site. Boat docks are in protected break wall area. This park is VERY well kept and is the lake place you have been waiting for!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Isle Elementary SchoolGrades PK-65.7 mi
4/10
Isle SecondaryGrades 7-125.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Age Over 8 Years,Flat,Metal
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area,Coin-op Laundry Owned

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10'x10'

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 50
  • Dimensions: 10'x5'

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Level: Main
  • Area: 50
  • Dimensions: 10'x5'

Living Room

  • Level: Main
  • Area: 100
  • Dimensions: 10'x10'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 051300460
  • Zoning description: Residential-Single Family
  • Foundation area: 400

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Lake,Panoramic,West
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Dock,Lake View,Shared,Lake Bottom(Sand)
  • Frontage length: Water Frontage: 700

Lot

  • Lot size: 1,219 sqft
  • Features: Irregular Lot,Zero Lot Line
  • Lot size dimensions: 30 x 42

Parking

  • Parking features: Assigned,Gravel,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$40$480
Property Taxes $55$660
Electricity $170$2,050
Total$618$7,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,188/yr
40% on housing$18,540/yr
45% on housing$16,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 56342$92
Mille Lacs County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 56342
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-05Listed for sale$69,900

For Sale by Agent

AgentHans Woelfle
BrokerageKeller Williams Realty Professionals

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