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3712 E 26th Rd, Chatham, MI, 49816

4beds
2baths
1,748sqft
$309,900
$177price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Check out this beautiful, well maintained 4 bedroom/2 full bath home that has a ton to offer. If you like privacy, lots of space and endless outdoor activities to do, this place is for you. The main floor showcases a fantastic kitchen, large dining room, living room and a bonus laundry/pantry with a ton of storage. Down the hall you will find two bedrooms, two full bathrooms and lots of windows to bring in the natural light. Downstairs you will find two large bedrooms both with ample closet space and lots more space for storage. This property also has a two car detached garage with power and a storage shed for all your yard toys. Endless opportunities await the outdoor enthusiast whether it's hiking, biking, ATV riding, snowmobiling, fishing, hunting or just relaxing on the back deck reading a book or watching the wildlife in the backyard.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Superior Central SchoolGrades PK-126.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Basement
  • Construction materials: Aluminum Siding,Vinyl Siding,Vinyl Trim,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom1

  • Level: First
  • Area: 165

Bedroom2

  • Level: First
  • Area: 99

Bedroom3

  • Level: Basement
  • Area: 176

Bedroom4

  • Level: Basement
  • Area: 220

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral/Vaulted Ceiling
  • Window features: Bay Window(s)
  • Finished area below ground: 400
  • Finished area above ground: 1,348

Heating & Cooling

  • Heating features: Forced Air,Radiator,Propane,Hot Water,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 1,748 sqft

Property

Details

  • Parcel number: 00402701000
  • Special condition: Private,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Garden
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 300

Lot

  • Lot size: 2.76 Acres
  • Lot size dimensions: 400' x 300'

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Alger County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$126$1,512
Property Taxes $229$2,748
Electricity $190$2,287
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 49816$252
Alger County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 49816
Alger County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$339,500
2026-04-05Listed for sale$349,500

For Sale by Agent

AgentFRED GOVERN
BrokerageSELECT REALTY

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