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205 N 9th St, Cave City, KY, 42127

3beds
2baths
1,472sqft
$279,000
$190price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Discover the opportunity to make this brand-new home truly your own in the heart of Cave City! This 3 bedroom, 2 bath new construction is in the early stages, giving buyers a rare chance to personalize finishes, colors, and details to match their style. Step inside (once complete) to enjoy a thoughtfully designed layout featuring modern living spaces, a functional kitchen, and comfortable bedrooms—all built with today’s lifestyle in mind. Whether you prefer classic neutrals or bold design choices, you’ll have the ability to select paint colors, flooring, fixtures, and more if you secure this home early. Located in a convenient area near local amenities, this home combines the peace of new construction with the excitement of customization. Don’t miss your chance to bring your vision to life—secure this home now and make it uniquely yours from the ground up!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Caverna Elementary SchoolGrades PK-51.2 mi
4/10
Caverna Middle SchoolGrades 6-81.6 mi
3/10
Caverna High SchoolGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Granite Counters,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Kitchen/Dining Combo
  • Door features: Insulated Doors
  • Window features: Vinyl Frame
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Central Electric,Central Gas

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Kitchen

  • Features: None

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: C284A

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Deck
  • Exterior features: Concrete Walks
  • Fencing: None

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,Subdivided

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$281$3,372
Property Taxes $137$1,644
Electricity $154$1,850
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 42127$118
Barren County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42127$93
Barren County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$279,000

New Construction

AgentAmanda Harris-Keel
BrokerageCrye-Leike Executive Realty

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