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3038 Ryker Rd, Gainesville, GA, 30507

4beds
3baths
1,877sqft
$309,990
$165price/sqft
$2,074/moest. monthly cost
$82,960/yrincome needed

About This Home

Welcome to 3038 Ryker Road in the Oconee Overlook community in Gainesville, GA. Featuring the Sudbury plan, this 2-story town home end unit features 4 bedrooms and 2.5 bathrooms in 1,857 square feet along with a 2-car garage. A long foyer welcomes you and leads into the open concept main living area. A large family room is the perfect place for family and friends to gather for a quiet night with a book or movie. The family room flows seamlessly into the kitchen with a center island, quartz counter tops, shaker-style cabinets and stainless-steel appliances. A dining area directly off the kitchen provides space for a dining table and opens onto the back patio. There is also a half bathroom tucked away on the first floor. Upstairs, you'll turn from the landing into the primary suite. This spacious bedroom is complemented by the en-suite bathroom with separate tub and shower, dual vanity, water closet, linen closet and room walk-in closet. Across the landing you will be led into the 3 additional bedrooms, the laundry room and an additional bathroom with dual vanity round out the upper floor. Does 3038 Ryker Road sound like the perfect home for you? Then reach out to us at Oconee Overlook to schedule a tour of your future home in Gainesville, GA.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

3/10
Tadmore Elementary SchoolGrades PK-51.3 mi
5/10
East Hall Middle SchoolGrades 6-82.4 mi
4/10
East Hall High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse,Traditional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Microwave
  • Laundry features: In Hall,Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: None

Features

  • Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,Smart Home,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,877
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,877
  • Total interior livable area: 1,877 sqft

Kitchen

  • Features: Cabinets White, Kitchen Island, Pantry Walk-In

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Oversized Master
  • Level: Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Features: Back Yard,Front Yard,Landscaped,Level,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$110$1,320
Property Taxes $178$2,136
Electricity $219$2,637
Total$2,074$24,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,108/yr
40% on housing$62,220/yr
45% on housing$55,306/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 30507$176
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30507$179
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Pending sale$309,990
2026-04-24Price change$309,990
2026-04-06Listed for sale$321,990

New Construction

AgentShannon Ribblett
BrokerageD.R. Horton Realty of Georgia Inc

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