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1942 2nd St, Nevada, IA, 50201

1beds
3baths
1,414sqft
$317,000
$224price/sqft
$2,320/moest. monthly cost
$92,800/yrincome needed

About This Home

Introducing Pathways by Sage Homes the Prescott Plan. This remarkable two-story home offers a perfect blend of style, functionality, and comfort, spanning across 1,414 square feet. With 3 bedrooms, 2.5 bathrooms, and a 2-stall garage this home was built to cater to all your needs. All information was obtained from the seller and public records.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Central Elementary SchoolGrades PK-40.8 mi
7/10
Nevada Middle SchoolGrades 5-81.1 mi
5/10
Nevada High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Sage Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,414
  • Total interior livable area: 1,414 sqft

Property

Details

  • Parcel number: 1106325050
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,583 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Drought
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,602$19,224
Home Insurance *$238$2,856
Property Taxes $359$4,308
Electricity $121$1,452
Total$2,320$27,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,542/yr
40% on housing$69,600/yr
45% on housing$61,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 50201$176
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50201$171
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$317,000
2026-04-06Listed for sale$306,000

New Construction

AgentKristina Leek
BrokerageRE/MAX Precision

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