See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

89 Back Street, Oxford, NJ, 07863

2beds
2baths
--sqft
$147,000
--price/sqft
$1,271/moest. monthly cost
$50,840/yrincome needed

About This Home

Wow! Large 2 year old manufactured home in move in condition. Original owner in this non-smoker home situated in Highlander Hills Estates.Home features 2" x 6" exterior walls , thermopane windows , vinyl siding,concrete driveway with all appliances. Great modern floor plan with each bedroom and bath at opposite ends of the home.Primary bedroom has walk-in closet.Leased land 55+ community. New 8 x 10 shed and patio.Leased land financing available to qualified buyers.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Laundry Room,Level 1

Basement

  • Basement: None,Crawl Space

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 1 Unit,Forced Air,Gas-Propane Leased
  • Cooling features: 1 Unit,Central Air

Kitchen

  • Features: Country Kitchen,Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 3017000340000000030000
  • On leased land: Yes
  • Zoning description: Residential

Features

  • Patio & porch: Open Porch(es),Patio

Lot

  • Features: Level,Open Lot
  • Lot size dimensions: Ground Lease

Parking

  • Total spaces: 2
  • Parking features: 2 Car Width,Assigned,Concrete
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $743$8,916
Home Insurance *$59$708
Property Taxes $276$3,312
Electricity $193$2,318
Total$1,271$15,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,577/yr
40% on housing$38,130/yr
45% on housing$33,893/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07863$338
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 07863$225
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$147,000

For Sale by Agent

AgentMark Duke
BrokerageEra Duke Realtors

Similar Homes