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286 S Palm Rd, Pearce, AZ, 85625

2beds
3baths
1,472sqft
$480,000
$326price/sqft
$3,198/moest. monthly cost
$127,920/yrincome needed

About This Home

View your horses on this 10 acre panoramic property. Beautiful home overlooking the stunning mountains on your large front and back covered decks. A horse's lover's dream, with unlimited riding directly from the property available with access gates to state and federal land. The living room and kitchen opens up, exposing the ceiling. Elegant kitchen with stainless steel appliances & corian counter tops. The center island has granite with a reverse osmosis. Full basement for additional storage wine cellar, workshop or your hobbies. New private well.. two stalls next to a tack/feed building. RV hook area. Enjoy the end of a quiet country road with a gate entrance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Pearce Elementary SchoolGrades PK-85.3 mi
4/10
Valley Union High SchoolGrades 9-1221.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Dishwasher,Refrigerator,Gas Range,Reverse Osmosis,Water Purifier,Microwave
  • Laundry features: Sink,Laundry Room,Washer,Dryer

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Walk-In Closet(s),High Ceilings
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,472 sqft

Property

Accessibility

  • Accessibility features: Roll-In Shower

Details

  • Parcel number: 11703002
  • Zoning: Cochise - RU-4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Spa features: None
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Mountain(s),Sunset,Panoramic,Rural,Sunrise

Lot

  • Lot size: 10 Acres
  • Features: Graded,Dividable Lot,Hillside Lot
  • Lot size dimensions: 660' X 661' X 660' X 661'

Parking

  • Parking features: RV Access/Parking,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Drought
Lightning
Strong Wind

FEMA Declared Disasters in Cochise County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance $312$3,744
Property Taxes $243$2,916
Electricity $216$2,603
Total$3,198$38,376

Income You'd Need if You Spent...

35% on housing$109,645/yr
40% on housing$95,940/yr
45% on housing$85,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 85625$116
Cochise County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 85625$139
Cochise County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$480,000

For Sale by Agent

AgentLanna J Kauffman
BrokerageLong Realty-Benson

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