313 Josephine St, Gloster, MS, 39638
About This Home
Welcome to 313 Josephine Street in the heart of Gloster, Mississippi -- a well-maintained 2-bedroom, 1-bath home offering comfort, convenience, and excellent investment potential. Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor seeking a solid rental property, this home checks the boxes. Inside, you'll find a functional layout with comfortable living spaces and plenty of natural light. The home offers practical living with a cozy atmosphere that's easy to maintain and personalize. The bedrooms are well-sized, and the full bath is conveniently located for everyday living. Situated on a manageable lot in a quiet neighborhood, this property provides small-town charm while remaining close to local amenities. With strong rental potential and an attractive price point, this is a smart opportunity to own in the Gloster area.Don't miss your chance to secure a great starter home or add to your investment portfolio -- schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Foundation: Other
- Construction materials: Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Bathroom1
- Level: Main
- Area: 88
Bedroom1
- Level: Main
- Area: 100
Bedroom2
- Level: Main
- Area: 80
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Gas Heat
- Cooling features: Window Unit(s),Other
Interior Area
- Total structure area: 755
- Total interior livable area: 755 sqft
Property
Details
- Parcel number: 32 8343420701300
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Porch
- Fencing: None
Lot
- Lot size: 3,484 sqft
Parking
- Parking features: No Covered Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Amite County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $247 | $2,964 |
| Home Insurance * | $23 | $276 |
| Property Taxes | $13 | $156 |
| Electricity | $192 | $2,304 |
| Total | $475 | $5,700 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Listed for sale | $49,000 |
| 2026-06-09 | Pending sale | $49,000 |
| 2026-04-06 | Listed for sale | $49,000 |
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