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205-203 Eric Cir, Galt, CA, 95632

6beds
4baths
2,424sqft
$725,000
$299price/sqft
$4,829/moest. monthly cost
$193,160/yrincome needed

About This Home

Fantastic DUPLEX offers an excellent investment opportunity on a quiet neighborhood circle in Galt. Each unit features 3 bedrooms, 2 bathrooms, family rooms with fireplace, and just over 1,200 square feet of living space for each. Major updates including a newer roof, exterior paint, and HVAC units. Enjoy spacious backyards, shade trees, and separate attached garages and laundry area for each unit for added convenience. Both units are currently leased, with long term tenants. Don't miss out on this chance to add a turn-key investment property to your portfolio!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
6/10
Galt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Free-Standing Electric Oven,Free-Standing Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,424 sqft

Property

Details

  • Parcel number: 14803200160000
  • Zoning description: R2
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 9,552 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$186$2,232
Property Taxes $459$5,508
Electricity $519$6,237
Total$4,829$57,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,565/yr
40% on housing$144,870/yr
45% on housing$128,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$725,000

For Sale by Agent

AgentDrew Bartlett
BrokerageOne Nest Real Estate

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