17 W Water St, Pinckneyville, IL, 62274
About This Home
Rich with character and income producing - Stately early 20t century bank building with solid masonry construction - decorative cornices and carved medallion panels add depth and character - interior features include tall ceilings - heavy steel vault door accented with exposed gears and locking mechanism - polished metal detailing would make a great focal point - 2 vault rooms - additional lower level rental with side street entry - adding to the appeal the upper lever includes two apartments providing excellent steady income - usable basement -all positioned on visible corner low with classic small town streetscape appeal
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1875
Materials
- Construction materials: Brick,Block
Notable Dates
- Major remodel year: 1984
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Heating features: Natural Gas
Property
Details
- Parcel number: 2530670200
- Special condition: None
Lot
- Lot size dimensions: 65x48x45x6x22x42
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $147 | $1,764 |
| Electricity | $130 | $1,569 |
| Total | $1,037 | $12,444 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $125,000 |
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