108 Whispering Oaks Dr, Joplin, MO, 64804
About This Home
This is a beautifully designed 4 bedroom, 3.5 bath home offering a functional layout with high-end finishes throughout. The main living area features a stunning stone gas log fireplace, coffered ceilings, and large windows that bring in lots of natural light. The kitchen is thoughtfully designed with custom cabinetry, granite countertops, large island, and modern lighting, opening into the living and dining areas. The primary suite includes a spa-like bathroom with double vanity, walk-in tiled shower, and freestanding soaking tub. Additional bedrooms and bathrooms are generously sized. The fully finished basement provides excellent additional living space and includes a second kitchen, making it ideal for guests, extended living, or entertaining. Step outside to the back deck for outdoor entertainment from the walk-out basement or upstairs overlooking the peaceful scenery. Stay safe in the storm room located between floors. Owner/Agent
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Kitchen Island
- Fireplace: Yes
- Finished area below ground: 1,538
- Finished area above ground: 1,611
Heating
- Heating features: Fireplace(s)
Interior Area
- Total structure area: 3,149
- Total interior livable area: 3,149 sqft
Property
Features
- Patio & porch: Covered,Deck
Lot
- Lot size: 0.38 Acres
- Features: Landscaped
- Lot size dimensions: 100' x 165'
Parking
- Total spaces: 2
- Parking features: Garage - Attached,Open
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,332 | $39,984 |
| Home Insurance * | $690 | $8,280 |
| Property Taxes | $340 | $4,080 |
| Electricity | $240 | $2,885 |
| Total | $4,602 | $55,224 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Listed for sale | $659,000 |
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