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1777 Millie Ln Lot 3, Chattanooga, TN, 37421

5beds
3baths
1,936sqft
$399,000
$206price/sqft
$2,572/moest. monthly cost
$102,880/yrincome needed

About This Home

MOVE-IN READY JUNE 1 - KINGSTON WOODS IN EAST BRAINERD! Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Welcome to Kingston Woods, East Brainerd's newest community, conveniently located just minutes from Hamilton Place. This thoughtfully designed home features an open-concept layout with 2 bedrooms on the main level, making it ideal for both everyday living and entertaining. Features include: White Shaker Cabinets Quartz Countertops with Waterfall Island Electric Fireplace Stainless Steel Samsung Appliances Two-Car Garage Freestanding Tub + Tile Shower in Primary Suite Approx. 170 SF Unfinished Bonus Room Covered Back Porch Buyer to verify all information including schools, square footage, and taxes. Photos are of a similar home and may vary. Agent is related to Seller.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

4/10
7/10
9/10
East Hamilton SchoolGrades 9-122.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 159ja008.03

Features

  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 4,460 sqft
  • Lot size dimensions: 46 x 97

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $174$2,088
Property Taxes $206$2,472
Electricity $175$2,103
Total$2,572$30,864

Income You'd Need if You Spent...

35% on housing$88,182/yr
40% on housing$77,160/yr
45% on housing$68,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$419,000

New Construction

AgentJacqueline M McKinney
BrokerageLocal Roots Realty

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