See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

Lot 204 Colorado Land & Grazing, Gardner, CO, 81040

2beds
1baths
1,200sqft
$399,900
$333price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Escape to your own private retreat with this charming A-frame home set on 35 picturesque acres. Surrounded by open skies and natural beauty, this unique property offers the perfect blend of rustic character and peaceful country living. The classic A-frame design features soaring ceilings, expansive windows that fill the home with natural light, and warm, inviting living spaces ideal for relaxing or entertaining. Outside, the property features a well-maintained barn and stable with ample space. The expansive acreage provides endless opportunities for recreation, or future development. Whether you're seeking a serene full-time residence or a weekend getaway this property delivers unmatched privacy, versatility, and breathtaking surroundings. Per Huerfano County Tax Record, the property is 1200 square feet (800 main floor, 200 loft, and 200 wood deck). The 200 square foot wood deck on main level has been converted into a sunroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

2/10
Peakview SchoolGrades PK-621.9 mi
2/10
John Mall High SchoolGrades 7-1221.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Double Pane Windows
  • Flooring: Stone,Wood
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 17137204
  • Zoning: Residential
  • Special condition: Standard
  • Exclusions: Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Natural State
  • Horses can be raised: Yes

Lot

  • Lot size: 35 Acres
  • Features: Mountainous

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Wildfire
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$385$4,620
Property Taxes $103$1,236
Electricity $186$2,232
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 81040$213
Huerfano County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 81040
Huerfano County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$459,900

For Sale by Agent

AgentPamela Rosenhouse
BrokerageCode of the West Real Estate

Similar Homes