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306 Lakemont Ct, Cropwell, AL, 35054

5beds
4baths
3,035sqft
$425,550
$140price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

The Baylor II delivers high-end versatility with five bedrooms and a massive three-car garage. This trendy design features a dedicated study on the main level and a gourmet kitchen that flows into a sun-drenched breakfast area. The primary suite offers a spa-like escape with a Roman Bath featuring dual showerheads . Upstairs, the second level is upgraded with a full bath, providing the perfect private retreat or guest suite. Complete with a covered porch, this home offers incredible value for modern living. Visuals feature a similar home for inspiration. Pricing is the base starting point; final price based on features selected.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
--
Duran SouthGrades 75.6 mi
4/10
Pell City High SchoolGrades 9-125.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Other

  • Builder name: Valor Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Bedroom1

  • Level: First
  • Area: 143

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 132

Bedroom4

  • Level: Second
  • Area: 266

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 132

Features

  • None,High Ceilings,Smooth Ceilings,Tray Ceiling(s),Soaking Tub,Separate Shower,Sitting Area in Master,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,035

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,035 sqft

Kitchen

  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 323

Master Bedroom

  • Level: First
  • Area: 324

Property

Details

  • Parcel number: 07100000000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,151$25,812
Home Insurance *$156$1,872
Property Taxes $99$1,188
Electricity $339$4,075
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 35054$162
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35054$199
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$423,550

New Construction Spec

AgentScott Dudley
BrokerageVC Realty LLC

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