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37366 Bone Mesa Rd, Paonia, CO, 81428

4beds
2baths
2,630sqft
$1,975,000
$751price/sqft
$11,416/moest. monthly cost
$456,640/yrincome needed

About This Home

The Hartline Ranch, located in Colorado's North Fork Valley near Paonia, offers 278 deeded acres of prime Western Colorado ranch land, including approximately 80 acres of historically irrigated ground. This Colorado ranch for sale features well-maintained improvements in excellent condition, making it ideal for both agricultural operations and rural living. Surrounded by panoramic views of the West Elk Mountains, the property provides exceptional privacy, abundant wildlife habitat, and year-round recreational opportunities such as hunting, horseback riding, and access to nearby public lands. With its combination of irrigated acreage, scenic beauty, and sought-after location in Delta County, the Hartline Ranch is a premier opportunity for buyers seeking a productive and private Colorado mountain ranch. ACREAGE AND DESCRIPTION The Hartline Ranch spans 278 acres across four parcels and offers a strong combination of water resources and well-maintained improvements. The property includes multiple water rights, featuring both ditch rights and on-ranch reservoir storage. Historically, about 80 acres have been irrigated, with approximately 35 acres currently in production. Several springs, seeps, and ponds provide reliable year-round water for livestock while also supporting a diverse range of wildlife. Improvements are in excellent condition and include a 1904 farmhouse, barn, tack shed, arena, horse stalls, and a shop with offices and an apartment. The ranch is further supported by three Bone Mesa water taps, three power services, and three separate addresses. WILDLIFE AND RECREATION Wildlife is one of the standout features of the Hartline Ranch, offering a diverse mix of species including deer, elk, turkey, and various waterfowl. Situated in GMU 53, the property also benefits from over-the-counter availability of bull elk tags. IMPROVEMENTS The Hartline Ranch features a variety of well-maintained buildings and improvements, highlighted by a beautifully updated 1904 farmhouse offering 2,630 square feet with four bedrooms and two bathrooms. Its spacious front porch serves as an inviting gathering area with stunning mountain views. The property also includes a 2,400-square-foot concrete shop building with separate his-and-her offices and an upstairs apartment, along with additional amenities such as a 32x80 wooden barn, tack shed, horse stalls, riding arena, and a raised garden bed area. Utilities are well established, with three domestic water taps, three electrical services, and three septic systems. SUMMARY The Hartline Ranch is a premier Colorado ranch for sale in the highly sought-after North Fork Valley near Paonia and Hotchkiss, offering 278 deeded acres of productive Western Colorado ranch land with valuable water rights, irrigated acreage, and exceptional improvements. Featuring approximately 80 acres of historically irrigated ground, multiple ditch rights and reservoir storage, and year-round water from springs and ponds, this Delta County ranch is well-suited for agriculture, livestock, and investment. The property includes a beautifully updated 1904 farmhouse, shop with apartment, barn, arena, and horse facilities, providing a turnkey setup for ranching or rural living. Surrounded by panoramic West Elk Mountain views, the ranch offers outstanding privacy, abundant wildlife habitat with deer, elk, and turkey, and prime hunting opportunities in GMU 53 with over-the-counter elk tags. Conveniently located near Paonia's wineries and farm-to-table culture, with easy access to Montrose and Grand Junction airports, the Hartline Ranch combines scenic beauty, recreation, and income potential, making it an ideal Colorado mountain ranch for buyers seeking land, water, and lifestyle in one property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Hotchkiss High SchoolGrades 9-122.4 mi
8/10
Paonia Elementary SchoolGrades PK-85.6 mi

Construction

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm / Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,630 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Lease amount: 0

Features

  • Stories: 2
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 278 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Drought
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$673$8,076
Property Taxes $559$6,708
Electricity $198$2,382
Total$11,416$136,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,405/yr
40% on housing$342,480/yr
45% on housing$304,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
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How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$751This listing

vs Other Active Listings

Avg $/sqft

ZIP 81428$311
Delta County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 81428
Delta County$251

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$2,151,000

For Sale by Agent

AgentJohn Fowle
BrokerageMason & Morse Ranch Company LLC

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