18 Private Dr #A, Chama, NM, 87520
About This Home
Seller financing considered! Tucked away in the scenic beauty of Chama, 18 Private Drive offers a unique and versatile opportunity just moments from the Rio Brazos. Priced at $375,000 and likely suited for cash buyers, this .5-acre property features two residences with separate utilities. The first is a 2 bed, 1 bath home (~900 sq ft), while the second, built in 2020, offers 3 bedrooms, 2.5 baths (~1,440 sq ft) on a permanent foundation. A powered 20x20 detached garage adds functionality, along with a 200-amp backup generator servicing both homes. Enjoy access to a community pond for fishing, no HOA, and endless potential for income, multi-generational living, or a private Northern New Mexico retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1984
Materials
- Foundation: Permanent
- Roof: Metal
- Construction materials: Other
Other
- Builder model: FLX18763B
- Builder name: Clayton
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Dryer,Dishwasher,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Kitchen Island,Main Level Primary
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central,Pellet Stove
- Cooling features: Refrigerated
Interior Area
- Total structure area: 1,343
- Total interior livable area: 1,343 sqft
Kitchen
- Level: Main
- Area: 126.42
- Dimensions: Gray Mobile home
Kitchen
- Level: Main
- Area: 135.68
- Dimensions: Red Mobile Home
Living Room
- Level: Main
- Area: 252.84
- Dimensions: Gray mobile home
Living Room
- Level: Main
- Area: 187.74
- Dimensions: Red Mobile Home
Primary Bedroom
- Level: Main
- Area: 169.12
- Dimensions: Gray Mobile Home
Primary Bedroom
- Level: Main
- Area: 112.35
- Dimensions: Red Mobile Home
Property
Details
- Parcel number: 1026172137130
- Zoning: Out of MLS Area
- Zoning description: R-1
Features
- Levels: One
- Stories: 1
- Exterior features: None
- Has view: Yes
Lot
- Lot size: 0.42 Acres
- Features: Views,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Drought
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Rio Arriba County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,693 | $20,316 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $61 | $732 |
| Electricity | $148 | $1,780 |
| Total | $2,256 | $27,072 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Price change | $335,000 |
| 2026-06-01 | Price change | $350,000 |
| 2026-04-06 | Listed for sale | $375,000 |
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