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250 Cunningham Dr, Decatur, TN, 37322

1beds
1baths
1,008sqft
$164,999
$164price/sqft
$1,196/moest. monthly cost
$47,840/yrincome needed

About This Home

The lot is relatively flat and borders TVA buffer zone on the Tennessee River. The lot it not dockable. Walk Out onto the Back Porch to amazing views of the Tennessee River. There is a shared trail that leads to the river for easy access to some of the best fishing in the U.S. This home is described as an ''Amish Built'' home purchased in Kentucky. This is a stick-built home that was built then delivered to the property in two pieces. This is not a mobile or modular home. The interior of the home is unfinished but livable. Materials used: *Luxury Vinyl Flooring additional boxes available *Live Edge Poplar Counters sit on cabinets from an early 20th century home. *R-19 Insulation in the Interior Ceiling *R-13 Insulation in the Interior Walls with Additional Available. *Mini Split Unit *Bluetooth Vent in the Bathroom. *Tankless Electric Water Heater *Septic Permitted and Inspected for 2-bedroom home. *Temporary Power Pole. *Underpinning for the Exterior of the Home. *Wood Burning Stove *Tub Shower Combo Zone 3: Sensitive Resource Management This land is managed for protection and enhancement of sensitive resources. Sensitive resources, as defined by TVA, include resources protected by state or federal law or executive order and other land features/natural resources TVA considers important to the area viewscape or natural environment. Recreational natural resource activities, such as hunting, wildlife observation and camping on undeveloped sites may occur in this zone, but the overriding focus is protecting and enhancing the sensitive resource the site supports. Areas included are: TVA-designated sites with potentially significant archaeological resources TVA public land with sites/structures listed on or eligible for listing on the National Register of Historic Places Wetlands: aquatic bed, emergent, forested and scrub-shrub wetlands as defined by TVA. TVA public land under easement, lease or license to other agencies/individuals for resource protection purposes TVA public land fronting land owned by other agencies/individuals for resource protection purposes Habitat Protection Areas: these TVA Natural Areas are managed to protect populations of species identified as threatened or endangered by the USFWS, state-listed species and any unusual or exemplary biological communities/geological features Ecological Study Areas: these TVA Natural Areas are designated as suitable for ecological research and environmental education by a recognized authority or agency Small Wild Areas: these TVA Natural Areas are managed by TVA alone or in cooperation with other public agencies or private conservation organizations to protect exceptional natural, scenic or aesthetic qualities that can also support dispersed, low-impact types of outdoor recreation River corridor with sensitive resources: a river corridor is a linear green space along both stream banks of selected tributaries entering a reservoir managed for light boat access at specific sites, riverside trails, and interpretive activities Significant scenic areas: these are areas designated for visual protection because of their unique vistas or particularly scenic qualities Champion tree site: areas designated by TVA as sites that contain the largest known individual tree of its species in that state; the state forestry agency Champion Tree Program designates the tree, while TVA designates the area of the sites for those located on TVA public land Other sensitive ecological areas: examples of these areas include heron rookeries, uncommon plant and animal communities and unique cave or karst formations

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
6/10
Meigs Middle SchoolGrades 6-84.7 mi
6/10
Meigs County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven,Tankless Water Heater
  • Laundry features: In Bathroom,Laundry Closet,Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Natural Woodwork,Open Floorplan,Vaulted Ceiling(s),Tub/shower Combo,Plumbed
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Ductless,Electric,Wood Stove
  • Cooling features: Electric,Other

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 027f B 015.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Porch - Covered
  • Exterior features: RV Hookup
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access

Lot

  • Lot size: 0.70 Acres
  • Features: Few Trees,Front Yard,Level,Waterfront,Wooded
  • Lot size dimensions: 627M x 163IRR

Parking

  • Parking features: Driveway,Off Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance $71$852
Property Taxes $116$1,392
Electricity $175$2,103
Total$1,196$14,352

Income You'd Need if You Spent...

35% on housing$41,005/yr
40% on housing$35,880/yr
45% on housing$31,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 37322$239
Meigs County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 37322
Meigs County$282

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$164,999

For Sale by Agent

AgentSabrina Janow
BrokerageRE/MAX Properties

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