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2020 W 265 S #S, Cedar City, UT, 84720

4beds
3baths
3,118sqft
$529,000
$170price/sqft
$3,158/moest. monthly cost
$126,320/yrincome needed

About This Home

Welcome to this beautifully updated 3,118 sq. ft. home offering 4 bedrooms plus a versatile office that could serve as a 5th bedroom. The office features elegant glass French doors and direct access to the back deck through a sliding door, creating a bright and inviting workspace. The heart of the home is the modern kitchen, complete with granite countertops, stainless steel appliances, and a sliding door that opens seamlessly to the outdoors for effortless entertaining. Hardwood floors flow throughout, adding warmth and continuity to the living spaces. The newly renovated primary suite is a true retreat with a spacious bath and a walk-in closet featuring custom built-ins. The finished basement provides a second living area along with access to a generous crawl space, perfect for additional storage. Upstairs, two flexible nook areas add charm and functionality one with built-in bookshelves and the other ideal as a play space or reading corner. Expansive windows capture sweeping views of the city, especially stunning at night. Additional highlights include solar panels for energy efficiency and thoughtful design touches throughout.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Cedar South SchoolGrades K-50.9 mi
7/10
Cedar Middle SchoolGrades 6-81.0 mi
6/10
Cedar City High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Existing,Updated/Remodeled
  • Year built: 1993

Materials

  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Tile
  • Finished area below ground: 418
  • Finished area above ground: 1,500

Full Bathroom

  • Features: Vaulted Ceiling(s)
  • Level: Main

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,118
  • Total interior livable area: 3,118 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Recessed Lighting
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Fireplace,Built-in Features,Crown Molding
  • Level: Main

Living Room

  • Level: Basement

Loft

  • Features: Bookcases
  • Level: Upper

Master Bedroom

  • Features: Double Vanity,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: B11140003000503
  • Zoning: R-1

Features

  • Patio & porch: Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 10,018 sqft
  • Features: Landscaped,None

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance $106$1,272
Property Taxes $189$2,268
Electricity $189$2,271
Total$3,158$37,896

Income You'd Need if You Spent...

35% on housing$108,274/yr
40% on housing$94,740/yr
45% on housing$84,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 84720$158
Iron County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 84720$326
Iron County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$539,000
2026-04-07Listed for sale$544,000

For Sale by Agent

AgentKassy Winslow
BrokerageRe/Max Properties

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