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118 Collins Rd, Allons, TN, 38541

3beds
2baths
1,402sqft
$247,900
$177price/sqft
$1,694/moest. monthly cost
$67,760/yrincome needed

About This Home

Another Emily England Exclusive Reno! Close to Dale Hollow Lake, this beauty has 3 bed 2 bath, a wraparound porch, amazing laundry and a basement! New windows, new HVAC, new appliances, granite countertops, new electric, new pex plumbing, And a carport to store all your lake toys! Perfect for short-term rental income, too! 3miles to Willow Grove and 2 miles to Lillydale!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Celina K-8Grades PK-811.6 mi
--
Clay Co Adult High SchoolGrades 9-1211.4 mi
6/10
Clay County High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 122.2778

Bedroom3

  • Level: Main
  • Area: 122.2778

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 89.5833

Features

  • New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Kitchen

  • Level: Main
  • Area: 132.6389

Living Room

  • Level: Main
  • Area: 322.4722

Master Bedroom

  • Level: Main
  • Area: 244.0556

Property

Details

  • Parcel number: 020.16

Features

  • Patio & porch: Porch
  • Exterior features: Garden
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description,Creek

Lot

  • Lot size: 0.72 Acres
  • Features: Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,253$15,036
Home Insurance $180$2,160
Property Taxes $86$1,032
Electricity $175$2,103
Total$1,694$20,328

Income You'd Need if You Spent...

35% on housing$58,080/yr
40% on housing$50,820/yr
45% on housing$45,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -11.3%
-11.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 38541$129
Clay County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 38541
Clay County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$259,900
2026-04-16Price change$269,900
2026-04-07Price change$275,000
2026-04-07Listed for sale$269,900

For Sale by Agent

AgentEleanor York
BrokerageExit Cross Roads Realty Cookeville

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