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99 Posey Cir, Iron City, TN, 38463

4beds
5baths
7,673sqft
$7,995,000
$1,042price/sqft
$48,737/moest. monthly cost
$1,949,480/yrincome needed

About This Home

Listed as Land & Residential. (Land MLS#3169185) This stunning estate is hand crafted with immaculate detail. 99 Posey Circle is a sight to be seen sitting upon the hill top over looking approx 457 acres. This farm has gentle hills, a 3 acre pond, few smaller ponds, creek, swimming hole, flat bottom, pasture and crop fields. All at the center of this property is the regal home sitting atop the hill with porches abound, natural sun light, large rooms and a staircase to take your breath away. The best view of the property is from the 4th floor Widows Walk that is the look out point of the property. You can see all 360 degrees and the most storybook sunsets and sunrises. The interior opens into a spiral staircase with stunning ash wood floors in living areas. Marble tile in the foyer with a family crest even decorating the grand door ways. Soaring ceilings, transoms above the door ways and pocket doors are just a few of the details you will see. Square footage and space is ample in this home with plenty of living space on each floor, large closets and a third floor that is a blank canvas. This house has a new roof, 4 car garage, metal storage barn, shed for hay, outside living on the wrap around porch and balconies on each side of the home. The front porch alone could be the picture of a magazine. Near golfing at Turtle Point Yacht & Country Club and Blackberry Trail Golf, water at Wilson Lake and the TN River, college town of Florence, AL 30 min away and the destination of Muscle Shoals AL Sound Studio. St. Joseph is right outside of Amish Country in Lawrence Co as well. 1 hour 20 min to Huntsville, AL International Airport. Quiet of country and the access to everything at your service. The true detail of this home must be seen to see the true potential. Book your appointment to view this estate by calling the listing Agent, Darci Caesar, Onward Real Estate (615)947-6038.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Loretto High SchoolGrades 9-125.5 mi
5/10
Leoma Elementary SchoolGrades PK-813.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Dishwasher,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Flooring: Wood,Marble,Tile
  • Number of fireplaces: 8
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 7,673

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,673
  • Total interior livable area: 7,673 sqft

Property

Details

  • Parcel number: 174 00700 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Exterior features: Balcony
  • Waterfront features: Pond
  • Topography of land: Level,Other,Rolling Slope,Views,Wooded

Lot

  • Lot size: 457 Acres
  • Features: Level,Other,Rolling Slope,Views,Wooded

Parking

  • Total spaces: 4
  • Parking features: Detached,Aggregate,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $40,427$485,124
Home Insurance $4,556$54,672
Property Taxes $3,131$37,572
Electricity $623$7,481
Total$48,737$584,844

Income You'd Need if You Spent...

35% on housing$1,670,982/yr
40% on housing$1,462,110/yr
45% on housing$1,299,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,042This listing

vs Other Active Listings

Avg $/sqft

ZIP 38463$152
Lawrence County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 38463
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$7,995,000

For Sale by Agent

AgentDarci Ann Caesar
BrokerageOnward Real Estate

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