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10 Milton Ridge Rd #10, Lynn, MA, 01902

3beds
3baths
2,220sqft
$549,000
$247price/sqft
$3,909/moest. monthly cost
$156,360/yrincome needed

About This Home

Finally the place you want to call home! Spacious, modern, sun filled townhouse condominium on the Salem line near the floating bridge park, the commuter rail, and not far from the beach. This place has the most accommodating floor plan with open kitchen / dining room, expansive living room with gas fire place, spacious bedrooms, and two and a half baths. The fully applianced kitchen comes complete with recessed lighting, granite countertops, and stainless steel appliances. There is a deck off the dining area with nice private yard. Enjoy a grand master suite with walk-in closet and well appointment full bath with double vanity. Two additional generous bedrooms, bonus room, third level laundry, central vac, central air, hardwood floors throughout, and large two car garage complete the package, You don't want to miss this opportunity to live in a newer style home. Sale subject to seller finding suitable housing.

Getting Around

69
WalkingSomewhat Walkable
34
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
Hood Elementary SchoolGrades PK-50.2 mi
1/10
Lynn English High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Second Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 24

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 49

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 42

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 110

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 210

Features

  • Bonus Room,Central Vacuum
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,220

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 150

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 255

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Flooring - Hardwood
  • Level: Second
  • Area: 168

Property

Details

  • Parcel number: 4966488
  • Zoning: RES

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Fenced Yard
  • Fencing: Fenced

Parking

  • Total spaces: 3
  • Parking features: Attached,Under,Garage Door Opener,Off Street,Deeded
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$230$2,760
Property Taxes $466$5,592
Electricity $437$5,253
Total$3,909$46,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,022/yr
40% on housing$117,270/yr
45% on housing$104,240/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 01902$274
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01902$383
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$549,000

For Sale by Agent

AgentJoseph Firicano
BrokerageBoston Hub Real Estate

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