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4020 Avalon Ave, Charlotte, NC, 28209

4beds
4baths
2,654sqft
$829,900
$313price/sqft
$5,117/moest. monthly cost
$204,680/yrincome needed

About This Home

COMING SOON! This beautifully crafted 4-bedroom, 3.5-bath home with a dedicated office offers modern living in one of Charlotte’s rapidly growing neighborhoods. The open floor plan features a spacious living room with a fireplace and custom built-ins, flowing seamlessly into a chef’s kitchen with a large island and premium KitchenAid appliance package. The oversized primary suite is a true retreat, featuring a large walk-in closet and a spa-like bath with a soaking tub and walk-in shower. Enjoy outdoor living in the huge fenced rear yard with a covered porch—perfect for relaxing or entertaining. Additional highlights include a 2-car garage and a street filled with new construction homes, adding to the neighborhood’s continued growth and appeal. Completion is set for late June! Contact us today for a showing and special financing!

Getting Around

27
WalkingCar-Dependent
40
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

6/10
Westerly Hills AcademyGrades PK-51.6 mi
3/10
Wilson STEM AcademyGrades 6-83.1 mi
2/10
Harding University HighGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake

Other

  • Builder name: Johnston Brothers Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Convection Oven,Dishwasher,Disposal,Exhaust Hood,Gas Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,654

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 2,654 sqft

Kitchen

  • Features: Walk-In Pantry
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 06506240
  • Zoning: N1-C
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$197$2,364
Property Taxes $477$5,724
Electricity $247$2,966
Total$5,117$61,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,440/yr
40% on housing$153,510/yr
45% on housing$136,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 28209$335
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28209$432
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$837,500

New Construction

AgentEmery Johnston
BrokerageThe Virtual Realty Group

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