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78 Saint Joseph St, Woonsocket, RI, 02895

2beds
1baths
910sqft
$219,900
$242price/sqft
$1,823/moest. monthly cost
$72,920/yrincome needed

About This Home

Two-bedroom one level condominium. Fully appliance kitchen. There are two assigned parking spaces within close proximity. Reasonable HOA fees @ $200/month. Here is your chance to own for the same price as rent! Lender approval may be needed.

Getting Around

59
WalkingSomewhat Walkable
28
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

4/10
Bernon Heights SchoolGrades K-50.3 mi
3/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave,Oven/Range,Refrigerator
  • Laundry features: In Building

Basement

  • Basement: None

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Wall (Dry Wall),Plumbing (Mixed)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 910

Heating & Cooling

  • Heating features: Natural Gas,Forced Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Features

  • Stories: 1
  • Entry location: First Floor Access

Lot

  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$105$1,260
Property Taxes $218$2,616
Electricity $389$4,675
Total$1,823$21,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,502/yr
40% on housing$54,690/yr
45% on housing$48,613/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$182
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$219,900

For Sale by Agent

AgentJeffrey Fontaine
BrokerageFontaine Real Estate, Inc.

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