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113 Northshore Point, Madison, MS, 39110

2beds
2baths
1,153sqft
$439,999
$382price/sqft
$2,917/moest. monthly cost
$116,680/yrincome needed

About This Home

Enjoy the lakefront lifestyle with this well-maintained boathouse, ideally positioned in a great spot on Lake Caroline. Offering a clean, functional layout, this property is perfectly set up for enjoying time on the water. Inside, you'll find an open-concept living, dining, and kitchen area highlighted by vaulted wood ceilings and abundant natural light. The main level features a primary bedroom with closet space and a full bathroom, along with additional storage and a dedicated tackle/storage room. Designed for comfort and simplicity, the layout is ideal for both weekend getaways and longer stays at the lake. Upstairs offers a large open sleeping area, providing flexible space for multiple beds, guests, or a relaxed bunk-style setup--something not commonly found in traditional boathouse designs. Outside, the property is built for true lake living. Enjoy direct water access, two covered boat slips, and a deck area perfect for relaxing, entertaining, or spending the day on the water. Whether you're looking for a low-maintenance retreat, a place to gather with family and friends, or a functional waterfront property with room to make it your own, this boathouse presents a great opportunity to own on Lake Caroline. Schedule your private showing today and start making the most of everything lake living has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

1/10
Nichols Middle SchoolGrades 6-87.6 mi
4/10
Canton Public High SchoolGrades 10-1210.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),High Ceilings,Primary Downstairs
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,153
  • Total interior livable area: 1,153 sqft

Property

Details

  • Parcel number: 081a110160000

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Boat Slip,Outdoor Grill,Rain Gutters,Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock,Boat Launch,Lake,Lake Front,Waterfront,Other

Lot

  • Lot size: 0.36 Acres
  • Features: Views

Parking

  • Parking features: Driveway,Storage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$274$3,288
Property Taxes $227$2,724
Electricity $192$2,304
Total$2,917$35,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,011/yr
40% on housing$87,510/yr
45% on housing$77,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$211
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$449,999
2026-04-26Pending sale$449,999
2026-04-07Listed for sale$449,999

For Sale by Agent

AgentHouston Primos Jr.
BrokeragePrimos Land & Homes

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