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194-198 Bunker Hill St, Charlestown, MA, 02129

10beds
10baths
6,400sqft
$4,490,000
$702price/sqft
$27,474/moest. monthly cost
$1,098,960/yrincome needed

About This Home

Presenting the opportunity to acquire a premier Charlestown mixed-use asset located at 89 Green Street and 194-198 Bunker Hill Street. This offering delivers a rare combination of stable, fully occupied tenancy with approvals for additional development in one of Greater Boston’s most desirable and supply-constrained neighborhoods. 89 Green Street is comprised of three residential units. 194 Bunker Hill Street consist of 2 residential units and the Bunker Hill laundromat. In addition, 198 Bunker Hill, currently a dated, single-story vacant building, is fully approved for a new, four-unit development consisting of 2-bed/bath apartments or for-sale condominiums. Floor plans and Matterports available upon request.

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
66
BikeBikeable

Schools

8/10
3/10
Charlestown High SchoolGrades 7-120.1 mi
4/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Granite

Type & Style

  • Home type: MultiFamily
  • Property subType: 5-9 Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 10
  • Full bathrooms: 10

Features

  • Finished area above ground: 6,400

Interior Area

  • Total structure area: 6,400
  • Total interior livable area: 6,400 sqft

Property

Details

  • Parcel number: W:02 P:00233 S:000,1281369
  • Zoning: 0

Lot

  • Lot size: 1,694 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,703$272,436
Home Insurance *$928$11,136
Property Taxes $2,581$30,972
Electricity $1,262$15,144
Total$27,474$329,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$941,965/yr
40% on housing$824,220/yr
45% on housing$732,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$702This listing

vs Other Active Listings

Avg $/sqft

ZIP 02129$611
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02129$833
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$4,490,000

For Sale by Agent

AgentNicholas Herz
BrokerageBoston Realty Advisors

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