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46320 Iversen Road, Pt Arena, CA, 95468

2beds
2baths
2,025sqft
$849,000
$419price/sqft
$5,738/moest. monthly cost
$229,520/yrincome needed

About This Home

A one-level ranch home with cedar siding sits on 11 mostly level acres, private acres walking distance to a creek lined with redwoods, ferns and seasonal native plants. Large windows frame ocean views from the large living room with a wood stove and a built-in indoor planter box. The kitchen has a breakfast nook and an island with a propane cooktop stove, and a door to the deck. Step outside to a wrap-around deck ready for restoration, a deer-fenced area for gardens and pets, a 2-car garage, and a detached studio ready for renovation. The property is mostly level and has the potential for trails and destination areas. Close to Schooner Gulch and Bowling Ball Beaches and downtown Point Arena.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Arena Elementary SchoolGrades K-84.7 mi
3/10
Point Arena High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Wood Siding,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Cathedral/Vaulted
  • Level: Main

Features

  • Cathedral Ceiling(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Kitchen

  • Features: Kitchen/Family Combo,Breakfast Nook

Property

Details

  • Parcel number: 0275111505
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Forest,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Stream Seasonal

Lot

  • Lot size: 11.57 Acres
  • Features: Garden,Secluded

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire
Drought

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$537$6,444
Property Taxes $474$5,688
Electricity $434$5,210
Total$5,738$68,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,731/yr
40% on housing$172,140/yr
45% on housing$153,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 95468$731
Mendocino County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95468$386
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$849,000
2026-04-07Pending sale$849,000

For Sale by Agent

AgentCassie Henderson
BrokerageIntero Real Estate Services

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