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2434 Highway 583 SE #1, Bogue Chitto, MS, 39629

4beds
3baths
2,261sqft
$265,000
$117price/sqft
$1,909/moest. monthly cost
$76,360/yrincome needed

About This Home

Beautiful 4 bed 2.5 bath home on 5.64 acres in Lincoln County. This home has been recently updated and is move in ready. The kitchen flows wonderfully into the living room, so you can enjoy your guests while cooking up your favorite meal. The covered back porch is perfect for watching the sunset overlooking your small pond. Don't miss this great opportunity. This is a Fannie Mae Homepath.com property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Bogue Chitto SchoolGrades PK-124.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Wood Frames
  • Flooring: Vinyl,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Exhaust Fan,Gas

Interior Area

  • Total structure area: 2,261
  • Total interior livable area: 2,261 sqft

Property

Details

  • Parcel number: 85102006

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 5.64 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Hail
Hurricane
Lightning

FEMA Declared Disasters in Lincoln County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$235$2,820
Property Taxes $125$1,500
Electricity $210$2,522
Total$1,909$22,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,451/yr
40% on housing$57,270/yr
45% on housing$50,906/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 39629$276
Lincoln County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 39629$150
Lincoln County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$250,000
2026-08-05Price change$250,000
2026-08-03Price change$265,000
2026-07-06Price change$270,000
2026-06-18Pending sale$280,000
2026-05-26Price change$280,000
2026-05-18Listed for sale$290,000
2026-04-29Pending sale$290,000
2026-04-07Listed for sale$290,000

For Sale by Agent

AgentZachary L Smith
BrokerageBetsy Smith Properties

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