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407 E Hall Street, Savannah, GA, 31401

4beds
4baths
4,037sqft
$2,000,000
$495price/sqft
$12,937/moest. monthly cost
$517,480/yrincome needed

About This Home

This circa 1892 Belgian block home embodies the essence of historic downtown living and has been meticulously maintained by the same owners for nearly 30 years. Step onto the inviting southern front porch and enter through a stunning glass front door into a gracious foyer. To the left, a spacious living room flows seamlessly into an elegant dining room, separated by impressive, fully functional pocket doors. Fireplaces in each room enhance the home’s timeless charm. The kitchen offers abundant storage with custom built-ins and a center island, opening to a comfortable family room. Off of the family room, a large screened porch provides the perfect setting for relaxing or entertaining, overlooking a private, charming courtyard. Upstairs, the second floor features a truly one-of-a-kind office lined with built-in bookshelves and a custom ladder, along with access to a private open porch—ideal for enjoying the sun, lemon trees and views of the courtyard below. The primary suite is filled with natural light and includes a custom closet and an ensuite bath with a garden tub, separate shower, and double vanities. A second upper-level porch off the primary bedroom overlooks a beautiful magnolia tree and Hall Street. An additional bedroom and full bath complete this level. The third floor has been thoughtfully transformed into additional living space, featuring a bedroom, full bath, and a flexible living area with a Murphy bed. A two-car garage accessed from the courtyard or lane includes a 675-square-foot carriage house above—perfect for guests or as an income-producing rental. Tucked on a quiet residential street just moments from Forsyth Park, shopping, and all that downtown has to offer, this home is rich in character—from its original floors to its inviting outdoor spaces and historic windows. A rare opportunity and truly a must-see.

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
84
BikeVery Bikeable

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: European
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Water Heater,Disposal,Oven,Range,Range Hood,Dryer,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Hall,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Breakfast Area,Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,High Ceilings,Other,Separate Shower,Upper Level Primary,Fireplace
  • Number of fireplaces: 6
  • Fireplace features: Decorative,Family Room,Great Room,Living Room,Master Bedroom
  • Fireplace: Yes
  • Attic: Scuttle
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,037 sqft

Property

Details

  • Parcel number: 2004408023
  • Attached to another structure: Yes
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Porch,Balcony,Front Porch,Screened
  • Exterior features: Balcony,Courtyard
  • Fencing: Brick,Privacy

Lot

  • Lot size: 3,528 sqft
  • Features: City Lot,Historic District

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$1,082$12,984
Property Taxes $1,350$16,200
Electricity $392$4,706
Total$12,937$155,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$443,554/yr
40% on housing$388,110/yr
45% on housing$344,986/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$367
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$2,000,000

For Sale by Agent

AgentCarie Kuhn
BrokerageBHHS Bay Street Realty Group

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