11686 E State Rd #450, Shoals, IN, 47581
About This Home
Escape to the White River with this cozy cabin located just 13 miles from Bedford. Featuring 1 bedroom, 1 bath, and an open concept living room and kitchen, this property is designed to maximize the views with large windows and a spacious deck overlooking the water and beautiful natural stone formations. Situated on a private road with shared ramp access, this is the perfect spot for relaxation, recreation, or investment potential!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1955
Materials
- Roof: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cabin/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Range
Basement
- Basement: None
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 120
Features
- Kitchen Island
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Electric
- Finished area below ground: 0
- Finished area above ground: 720
Heating & Cooling
- Heating features: Space Heater
- Cooling features: Window Unit(s),Other
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Kitchen
- Level: Main
- Area: 96
Living Room
- Level: Main
- Area: 195
Property
Details
- Parcel number: 510514400029.000006
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: None
- Waterfront features: Boat Docking Rights,Pier/Dock,Pier/Dock Available
Lot
- Lot size: 1.34 Acres
- Features: Few Trees,0-2.9999,Rural
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $454 | $5,448 |
| Home Insurance * | $66 | $792 |
| Property Taxes | $41 | $492 |
| Electricity | $184 | $2,212 |
| Total | $745 | $8,940 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $89,900 |
| 2026-04-07 | Listed for sale | $99,900 |
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