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3113 Ophelia Aly, Charlotte, NC, 28213

3beds
3baths
1,530sqft
$329,730
$216price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

Brand new, energy-efficient home available by May 2026! Prep dinner at the kitchen island while mingling with guests in the open-concept great room. Upstairs, the spacious primary suite features dual sinks and a walk-in closet. A convenient second-story laundry simplifies the chore. Coming soon to Charlotte, where our energy-efficient move-in ready two-story townhomes includes a washer, dryer, fridge and whole-home blinds, plus they can be closing-ready in 60 days or less–guaranteed. Have it all: Relax in your private primary suite and enjoy entertaining in the open-concept floorplans, all with easy access to Uptown Charlotte. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind. Monthly HOA dues include trash, water, sewer, and lawn care.

Getting Around

31
WalkingCar-Dependent
28
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

5/10
Joseph W Grier AcademyGrades PK-50.7 mi
3/10
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: Sapphire
  • Builder name: Meritage Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Low Flow Fixtures,Microwave,Washer/Dryer
  • Laundry features: Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,530

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 1,530
  • Total interior livable area: 1,530 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 10502402
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.03 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,667$20,004
Home Insurance *$141$1,692
Property Taxes $189$2,268
Electricity $200$2,405
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28213$166
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28213$182
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$304,730
2026-05-01Price change$309,730
2026-04-28Price change$309,728
2026-04-21Price change$324,730
2026-04-19Price change$327,730
2026-04-12Price change$335,730
2026-04-11Price change$330,730
2026-04-07Listed for sale$335,730

New Construction Spec

AgentJimmy McClurg
BrokerageMeritage Homes of the Carolinas

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