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197 Blackheath Road, Long Beach, NY, 11561

4beds
3baths
2,776sqft
$1,799,998
$648price/sqft
$12,859/moest. monthly cost
$514,360/yrincome needed

About This Home

Waterfront luxury meets effortless coastal living in this meticulously maintained colonial. Offering 4 bedrooms, 3 full baths, plus a private office. Interior features three wood burning fireplaces exuding warmth and sophistication throughout. Step outside to a private waterfront setting with an in-ground pool, 100 ft bulkhead with direct canal access just seconds to the open bay. A true boater's paradise- perfect for seamless indoor-outdoor living and elevated entertaining.

Getting Around

43
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

7/10
East Elementary SchoolGrades K-50.4 mi
5/10
Long Beach Middle SchoolGrades 6-83.2 mi
7/10

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Refrigerator,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,Chefs Kitchen,Primary Bathroom,Master Downstairs
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,776
  • Total interior livable area: 2,776 sqft

Property

Details

  • Parcel number: 208959082000133B
  • Special condition: None

Features

  • Levels: Two
  • Private pool: Yes
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front
  • Frontage length: 100 ft

Lot

  • Lot size: 5,840 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Nassau County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$721$8,652
Property Taxes $2,579$30,948
Electricity $458$5,505
Total$12,859$154,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$440,880/yr
40% on housing$385,770/yr
45% on housing$342,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 11561$570
Nassau County$567

vs Homes Sold Last Month

Median $/sqft

ZIP 11561$522
Nassau County$510

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,799,998
2026-04-07Listed for sale$1,899,998

For Sale by Agent

AgentKevin Sime
BrokerageRealty Connect USA LLC

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