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6523 Codell St, Navarre, FL, 32566

5beds
3baths
2,710sqft
$710,000
$262price/sqft
$5,056/moest. monthly cost
$202,240/yrincome needed

About This Home

Fall in love with this NEW Craftsman style home in sought after, Holley By The Sea! Located on an OVERSIZED PRIVATE CORNER lot, there is plenty of room to create the backyard space of your dreams with a POOL, WORKSHOP or store your RV/BOAT! 5-bedrms, 3-bathrms, & a 3-car garage plus all of the CUSTOM home upgrades that you have been looking for: BRICK exterior with 2X6 construction, TALL ceilings, 8' entry door, OVERSIZED 6' front windows, and a rear covered PATIO. Inside boasts durable LVT flooring (no carpet), custom all-wood CEILING height cabinetry w/ soft-close hinges, WOOD HOOD vent cabinet w/ blower, tile backsplash, large kitchen ISLAND w/ double sided cabinetry, QUARTZ counters, MICROWAVE DRAWER, slide-in range, walk-in pantry, MUDROOM, and a laundry room with added FREEZER space. Other features include: recessed lighting throughout interior and exterior, coat closet, trey ceilings in living room and master bedroom, ceilings fans in all bedrooms and on back patio, jack and jill bathroom with double vanity and private water closet, 3rd full bathroom with back patio access, oversized closets with lighting, 2 walk-in closets in master suite, tiled walk-in shower with glass doors, private water closet, double vanity, linen closet, floating shelving, and an oversized window.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
East Bay K-8Grades PK-80.3 mi
5/10
Navarre High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 167808
  • Dimensions: 128 x 1,311

Bedroom

  • Level: First
  • Area: 165186
  • Dimensions: 126 x 1,311

Bedroom

  • Level: First
  • Area: 14518
  • Dimensions: 122 x 119

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 8170
  • Dimensions: 86 x 95

Family Room

  • Level: First
  • Area: 44544
  • Dimensions: 232 x 192

Features

  • Breakfast Bar,Vaulted Ceiling(s),Tray Ceiling(s),Kitchen Island,Recessed Lighting,Pantry,Split Bedroom
  • Window features: Double Pane Windows,Hurricane Shutters
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 6525
  • Dimensions: 29 x 225

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,710 sqft

Master Bedroom

  • Level: First
  • Area: 266760
  • Dimensions: 1,710 x 156

Property

Details

  • Parcel number: 182S261920089000090
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Lawn Pump,Sprinkler System

Lot

  • Lot size: 0.66 Acres
  • Features: Corner Lot
  • Lot size dimensions: 144 x 201

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance *$839$10,068
Property Taxes $355$4,260
Electricity $272$3,272
Total$5,056$60,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,348/yr
40% on housing$151,680/yr
45% on housing$134,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$710,000
2026-04-24Listed for sale$718,000

For Sale by Agent

AgentRebecca L Hensel
BrokerageERA American Real Estate

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