200 Monterrey St #A & B, Elgin, TX, 78621
About This Home
Located in the rapidly expanding community of Elgin, this duplex at 200 Monterrey offers a strong opportunity for both investors and owner-occupants looking to offset their mortgage with rental income. Both units are currently tenant-occupied on month to month leases, providing immediate income from day one. Whether you're looking to expand your portfolio or step into your first investment property, this is a chance to secure a performing asset in a high-growth area just outside of Austin. Each unit offers a functional layout designed for comfortable living, with private entrances and dedicated living spaces that appeal to long-term tenants. Due to tenant occupancy, showings will be scheduled after an accepted offer, allowing for minimal disruption while still giving serious buyers full access during the option period. *Minutes from downtown Elgin, local dining, and commuter routes into Austin* *Positioned in a market seeing continued growth and demand for rentals* *Ideal for investors, house hackers, or long-term hold strategies* If you’ve been waiting for the right entry into an income-producing property—this is it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Microwave,Free-Standing Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
Features
- Ceiling Fan(s)
- Window features: None
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,748 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R59571
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: None
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: None
- Waterfront features: None
Lot
- Lot size: 6,969 sqft
- Features: Level
- Lot size dimensions: 60 x 104
Parking
- Parking features: Concrete,Driveway,Oversized,Shared Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $291 | $3,492 |
| Electricity | $238 | $2,859 |
| Total | $2,222 | $26,664 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $299,000 |
For Sale by Agent
View on Zillow