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21963 Hardscrabble Rd, Georgetown, DE, 19947

5beds
4baths
2,378sqft
$725,000
$305price/sqft
$4,230/moest. monthly cost
$169,200/yrincome needed

About This Home

New construction home on 3 acres in Sussex County offering the perfect blend of space, privacy, and modern living. This beautifully designed home features 5 bedrooms, 3.5 bathrooms, and a dedicated office, ideal for today’s lifestyle. Step inside to a bright open-concept layout with spacious living areas that flow seamlessly into the kitchen and dining space—perfect for entertaining or everyday living. The thoughtful floor plan provides flexibility for guests, work-from-home needs, or multi-generational living. The primary suite offers a private retreat, while additional bedrooms provide ample space and comfort. Enjoy peaceful outdoor living with endless possibilities to create your dream backyard, all situated on a sprawling 3-acre lot. This new build in Sussex County offers the rare opportunity to own a home with land in Delaware while still being conveniently located near shopping, dining, and Delaware beaches. -Property Highlights:

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Georgetown Middle SchoolGrades 6-85.7 mi
3/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Metal,Shingle
  • Construction materials: Frame,Stick Built,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Dry Wall
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,378

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,378
  • Total interior livable area: 2,378 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13310.0025.08
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$116$1,392
Property Taxes $187$2,244
Electricity $262$3,155
Total$4,230$50,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,028/yr
40% on housing$126,900/yr
45% on housing$112,800/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 19947$187
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19947
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$725,000

New Construction

AgentDEYSY OJEDA PEREZ
BrokerageThe Parker Group

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