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1812 E Willow St, Scottsboro, AL, 35768

3beds
1baths
1,126sqft
$188,000
$167price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Charming 3 bedroom, 1 bathroom home with an open concept layout and hardwood floors throughout. The rough cedar exterior and wood burning fireplace provides the coziest atmosphere. The fenced in backyard offers space for pets, kids, or entertaining. There's also a detached garage for storage or packing your vehicle. With it's convenient location to amenities and shopping this would be a great home for downsizing or first time buyers! Come see all the character this property offers!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Scottsboro High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 121

Bedroom3

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 66

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,126 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 72

Laundry Room

  • Area: 54

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 216

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 144

Property

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.28 Acres

Parking

  • Parking features: Garage-Detached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Drought
Earthquake
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $950$11,400
Home Insurance *$202$2,424
Property Taxes $39$468
Electricity $240$2,881
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 35768$101
Jackson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35768$111
Jackson County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-15Price change$198,900
2026-01-29Price change$200,000
2025-12-16Listed for sale$205,000

For Sale by Agent

AgentMolly Border
BrokerageSouthland Realty & Auction LLC

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