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105 W 13th St #10, Newport, KY, 41071

3beds
4baths
2,384sqft
$645,000
$271price/sqft
$4,405/moest. monthly cost
$176,200/yrincome needed

About This Home

Move in Ready! The Breckenridge by Ashford Homes. Now under construction in an exclusive new community - Martin's Gate - the site of Homerama 2023. Featuring high end finishes, open concept living, and unprecedented views of Downtown. An expansive deck & large windows to enjoy the views. Easily accessible and in close proximity to retail, shopping, and the downtown areas.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Newport Primary SchoolGrades PK-20.1 mi
4/10
Newport High SchoolGrades 7-121.0 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Membrane
  • Construction materials: Brick,Fiber Cement,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Features: Bath Adjoins
  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Hardwood Floors
  • Level: First
  • Area: 320
  • Dimensions: 16 x 20

Features

  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Great Room

  • Features: Walk-Out Access,Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 285
  • Dimensions: 19 x 15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Kitchen

  • Features: Kitchen Island,Gourmet Kitchen,Eat-in Kitchen,Wood Cabinets,Solid Surface Counters,Hardwood Floors
  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Other

  • Features: Luxury Vinyl Flooring
  • Level: Lower
  • Area: 304
  • Dimensions: 19 x 16

Primary Bedroom

  • Features: Bath Adjoins
  • Level: Second
  • Area: 266
  • Dimensions: 19 x 14

Property

Details

  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: Of Record

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$387$4,644
Property Taxes $569$6,828
Electricity $188$2,259
Total$4,405$52,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,028/yr
40% on housing$132,150/yr
45% on housing$117,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 41071$221
Campbell County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 41071$191
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$645,000

New Construction

AgentPatrick Gunning
BrokerageColdwell Banker Realty

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