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1208 Turtle Island Rd, Lady Lake, FL, 32159

3beds
2baths
1,509sqft
$310,000
$205price/sqft
$2,125/moest. monthly cost
$85,000/yrincome needed

About This Home

Move-in ready and impeccably upgraded, this stunning Winterhaven model villa built by Ryan Homes offers effortless luxury living from the moment you arrive. Thoughtfully curated finishes and designer enhancements elevate every space, including the following upgrades: * Bright Great Room with an upgraded LED lighting package * Corfu Package LVP and tile in all wet areas for durability and design * Extra outlets in the garage and lanai—perfect for your TV or hobby setup * Pre-wired fan outlets and ceiling fans in the bedroom and great room * Washer, dryer, and added laundry cabinetry for extra storage * Designer shutters throughout and a motorized roller shade on the sliders * A premium lot backing to peaceful woods and a retaining pond—no rear neighbors * Transferable warranty from Ryan Homes This is an ALL-AGES community, and this villa is on one of the few wooded-view lots still available.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Carver Middle SchoolGrades 6-86.6 mi
2/10
Leesburg High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Winterhaven
  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters
  • Window features: Blinds,Shutters,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Common walls with other units/homes: End Unit

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,509 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 191824001200021700
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4,025 sqft
  • Features: Conservation Area,Above Flood Plain
  • Lot size dimensions: 35 x 115

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$163$1,956
Property Taxes $198$2,376
Electricity $197$2,366
Total$2,125$25,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,857/yr
40% on housing$63,750/yr
45% on housing$56,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$128
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$310,000
2026-04-08Listed for sale$330,000

New Construction

AgentMichelle Alban
BrokerageCOLLADO REAL ESTATE

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