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5617 Retledge St, Charlotte, NC, 28269

3beds
3baths
1,505sqft
$327,328
$217price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

Step into this beautifully designed two-story townhome featuring three bedrooms and two-and-one-half bathrooms, thoughtfully crafted for modern living. Just inside the entry, youre welcomed by a spacious open-concept great room that seamlessly connects to the kitchen and inviting eat-in dining areaperfect for both relaxing evenings and entertaining guests. Upstairs, the primary suite offers a peaceful retreat with a stylish boxed ceiling, a generous walk-in closet, and an en-suite bath complete with dual vanities. Two additional bedrooms and a full bathroom provide comfortable and flexible living space. A conveniently located laundry closet just outside the secondary bedrooms enhances everyday ease. Additional highlights include a one-car garage with interior access, where youll find a powder room along with a functional drop zone featuring built-in bench seating and cubbiesideal for staying organized while adding a touch of charm to the home.

Getting Around

3
WalkingCar-Dependent
34
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

5/10
4/10
James Martin MiddleGrades 6-83.6 mi
6/10
North Mecklenburg HighGrades 9-124.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,505 sqft

Property

Details

  • Parcel number: 04545346

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,655$19,860
Home Insurance *$140$1,680
Property Taxes $188$2,256
Electricity $200$2,405
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$327,328
2026-04-10Listed for sale$337,328

New Construction Spec

BrokerageMungo Homes

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